While stablecoins like USDT achieve deterministic on-chain finality, converting crypto to AED still depends on off-chain execution, manual coordination, and counterparty behavior. Liquidity is abundant, but settlement reliability is not.
The core issue is enforcement. Crypto to AED conversion relies on trust-based processes, opaque pricing, and informal dispute handling—models that fail as volume scales.
Blip Money approaches this problem at the protocol layer. By enforcing settlement rules through non-custodial escrow, deterministic smart contracts, merchant incentives, and competitive pricing, it replaces informal coordination with predictable, rule-based crypto–fiat settlement.
Until enforcement replaces trust, crypto to AED conversion will remain the biggest bottleneck in global crypto payments.