Liv Digital Bank by Emirates NBD is not just the first digital bank in the UAE, but an entire financial ecosystem built on advanced technologies and focused on customers who value speed, security and innovation. Here, online banking, mobile banking and remote banking are combined into a single digital space, where every process — from registering and opening an account to transferring funds or blocking a card — is completed in minutes. The unique identification system via e-KYC, video selfie and Emirates ID makes access to services fast, and two-factor authentication and blockchain identification guarantee reliable transaction protection.

The bank’s functionality is impressive:

Debit and credit cards online with high limit and cashback.

Virtual cards and digital wallets for purchases and payments.

Current and savings accounts, deposits with flexible rates.

International transfers and financial transactions without delay.

Low-interest lending, trade and project financing.

Corporate account, investment products, asset management.

Support for QR codes, payment services, and API integration.

A contact center, a chatbot, and 24-hour customer support.

Digital identity card and embedded financial solutions.

Open APIs and innovative business tools.

Liv Digital Bank demonstrates a new format of user experience, combining the simplicity of mobile applications with the deep functionality of banking services. Transparent service tariffs, minimal balance and lack of currency controls make it attractive to residents and non-residents, as well as companies operating in international jurisdictions and free economic zones. This bank has become an example of the digital transformation of the region’s financial sector: it not only simplifies access to finance, but also builds customer trust through comprehensive data protection, instant transaction notifications, and clear integration with modern technologies.