Blip Money is a non-custodial, on-chain settlement protocol for peer-to-peer payments. It enforces transactions through deterministic smart contract escrow, economic bonding, and protocol-level reputation—without holding funds or managing accounts. Merchants stake capital to guarantee settlement, fees are discovered via open market bidding, and reputation updates automatically on-chain. blip money functions as neutral settlement infrastructure, ensuring transparent, trust-minimized execution at scale.