When Velocity Investments LLC attempts to collect a debt, they must comply with the Fair Debt Collection Practices Act. Repeated or excessive phone calls may be considered harassment under federal law. Threats of lawsuits, wage garnishment, or arrest are illegal unless the collector is legally allowed and truly intends to take those actions.

You have the right to receive a written debt validation notice within five days of the initial contact. Failure to provide this notice may be a violation of your consumer rights. Once you request that calls to your workplace stop, collectors must comply immediately. Discussing your debt with family, friends, or coworkers is strictly prohibited. Abusive or threatening behavior, including profanity or intimidation, violates federal law and could entitle you to compensation. Knowing these protections helps you respond effectively to unlawful collection tactics.

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