Precise Goal Experts for reliable Motor Insuran...


Protect your family from unforeseen medical emergencies with the help of Precise Goal! We guarantee a hassle-free experience when it comes to dealing with sensitive issues like motor or health insurance. It’s not about investment but making your life easier! Motor Insurance Health Insurance Motor Insurance The motor insurance provided by an insurance company varies on factors like the city of vehicle registration, area code, type and model of vehicle, year of registration, etc. Primarily, motor insurance has two classifications: third-party coverage and comprehensive coverage. Third-party policies cover individuals who have been in an accident caused by their vehicles from third-party liabilities. In this case, only the damage incurred to third-party vehicles, individuals, and property is covered. Personal vehicle damages and theft are usually not covered in such policies. The comprehensive policies cover individuals in the event of an accident, in cases of theft of the vehicle, natural calamities, third-party liabilities, man-made hazards, explosions, and fire and damage during transit, roadside assistance, etc. Most of these policies do not cover driving errors (under the influence, rash driving, no license), intentional damages, normal wear-and-tear, damages due to illegal activities, and war. When buying an insurance policy, it is ideal to consider factors like coverage, add-on cover, personal accident claims, no claim bonus, network garages, and claim settlement ratio. Health Insurance Health insurance policies are highly dependent on the age of the individual, current health condition, pre-existing ailments, and habits that can cause future health deterioration. Health insurance plans cover between Rs. 3 Lakhs and up to Rs. 6 Crores. Basic features include hospital and home hospitalizations, free health checkups, cashless hospitals, day-care treatments, ambulance charges, and medication costs.

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